Recently I bumped into an issue with Insurance and rally riding. I have GEICO insurance and under Item 7 (c) it states, "Use in any competitive riding or use on a race track or race course unless participating in a motorcycle safety course meeting the standards established by the Motorcycle Safety Foundation, the All-terrain vehicle Safety Institute, or a similar safety council, program or institute."
"Competitive riding" could be interpreted as a poker run too, not just a rally or endurance ride.
The older policy stated this but has been replaced by above: Item 7 (e): "any contest which sanctions continuous riding for 24 or more hours and/or mileage accumulation in excess of 500 miles per 24 hour period." YIKES!! Broke that once or twice.
GEICO does not look like it is IBA or rally riding friendly. So my question is what insurance policies do others in our sport have that do not have such limitations?
I really should stop reading the fine print on these things... Sheesh!
"Competitive riding" could be interpreted as a poker run too, not just a rally or endurance ride.
The older policy stated this but has been replaced by above: Item 7 (e): "any contest which sanctions continuous riding for 24 or more hours and/or mileage accumulation in excess of 500 miles per 24 hour period." YIKES!! Broke that once or twice.
GEICO does not look like it is IBA or rally riding friendly. So my question is what insurance policies do others in our sport have that do not have such limitations?
I really should stop reading the fine print on these things... Sheesh!